Trusted Pharmacy Accountants
Recommended by those we serve

RX Virtual Finance, a trading brand of TotalBooks Accountants, brings over 30 years of trusted accountancy expertise to pharmacies across the United Kingdom. Based at Alexandra Gate Business Centre 2, Ffordd Pengam, Cardiff CF24 2SA. We specialise in providing outsourced finance and accounting solutions tailored exclusively to the needs of UK pharmacy businesses.

Led by Buhir Rafiq, our Practice Principal and Director, we deliver innovative and cost-effective financial management. Buhir, a licensed AAT accountant and certified Xero expert, has a proven track record in financial analysis, tax advisory, and implementing fully digital accounting systems. With experience spanning public, private, and SME sectors—including roles at Haines Watts and the National Audit Office — Buhir founded TotalBooks Accountants in 2009. Under his leadership, RX Virtual Finance has become a trusted partner for pharmacy owners, combining technology with a people-focused and ethical approach.

Our team includes licensed accounting professionals from the AAT, ACCA and ICPA. They are also registered HMRC business tax agents, bringing expertise to every client. We are certified to provide client services with the AAT, ICPA, and Xero to ensure your finances are in capable hands.

Our services have already empowered pharmacy businesses in Cardiff and the Southwest, where we’ve implemented Xero Cloud Accounting. Providing a full virtual finance function and virtual finance director services receiving glowing testimonials from our satisfied clients. Partner with us for personalised, scalable, and compliant financial management that supports your business growth with confidence.

As a pharmacy owner, you can rely on us to streamline your purchase and sales ledgers, manage payroll, and implement Xero Cloud Accounting for efficient, automated processes. Beyond preparing and filing your limited company accounts, we act as your Virtual Finance Director, providing cost-effective financial leadership without the need to hire in-house staff.

Why Choose RX Virtual Finance?

• Financial Forecasting & Budgeting: Plan for growth with accurate forecasts and budgets.
• Management Accounts & Data Analytics: Gain actionable insights to improve your business performance.
• Xero Implementation: Simplify your cloud accounting and ensure hassle-free VAT returns with our Xero digital accounting software expertise.
• Tax savings: Reduce your tax burden by proactive tax planning to go hand-in-hand with the virtual finance function of your pharmacy.
• Coaching and Planning: Gain efficiency and profitability by following our tailored business strategies that include the wise ways of maximising profits and reducing costs.

At RX Virtual Finance, we’re here to save you time, reduce stress, and empower your pharmacy with modern effective financial solutions. Let us take care of your finances, so you can focus your time on delivering exceptional care to your customers.

Buhir Rafiq, Practice Principal and Director of RX Virtual Finance Ltd, brings over 30 years of accounting and finance expertise across public, private, and SME sectors. As a licensed accountant (AAT) and certified Xero expert, Buhir is an intelligent team player known for his management acumen, IT literacy, and ethical people-centric approach. With a proven ability to deliver innovative solutions, he specialises in financial analysis, tax advisory, business growth, and implementing cost-effective accounting systems that empower clients to thrive.

Buhir’s journey began at Haines Watts and included roles at the National Audit Office, where he honed his skills before founding Total Books Accountants Ltd. in 2009. His leadership has transformed RX Virtual Finance into a trusted provider of virtual accounting solutions, blending technology with personalised client care. Beyond his professional endeavours, Buhir actively supports ethical business practices as a trustee and treasurer for the Welsh Refugee Council, and he also enjoys mentoring businesses through Business Wales. His commitment to excellence ensures that RX Virtual Finance consistently delivers scalable, compliant financial management tailored to client needs.

At RX Virtual Finance, we pride ourselves on providing exceptional service through a blend of expertise and state-of-the-art facilities. Beyond our core finance team, we have a network of 40 chartered and certified tax consultants and advisors who assist our clients with tax advisory, calculations, and resolving technical tax issues that may arise.

Our office, located at Alexandra Gate Business Centre 2, Cardiff CF24 2SA, features modern meeting rooms capable of accommodating up to 70 visitors, ensuring a comfortable and professional environment for consultations and events.

We prioritise data security and efficiency, operating on 14th-generation PCs with enterprise-grade security. Our local MSP, Redtree IT, supports us, ensuring 24/7 protection, backups, Cybersecurity, Email security, password protection, and more. This gives our clients peace of mind that their information is safe and secure.

For customer management, we use Bright Manager software, a leading CRM system for Accountants that seamlessly integrates with Companies House and HMRC through encrypted, error-free communication channels. As part of our digital software stack, we also use Xero, TaxCalc, and BrightPay to ensure that your accounting and tax processes are fully digital, accurate, and efficient.

Our continuous investment in systems, processes, and software facilities through leading technology reflects our commitment to providing top-tier financial services tailored to your pharmacy’s needs.